Exchange USDC ERC20 to CNY: Bank Transfer (USDC to CNY)

USDC to yuan rate for bank transfer payout

The payout is made in yuan, so use the USDC/CNY rate in the block below rather than only the market price of the coin. Look at the chart first, then check the terms of this direction.

USD Coin ERC20 USDC→Bank transfer CNY

Exchange rate, 1 USDC =

6.41 CNY

Exchange data as of November 2, 2026 · floating rate

Minimum amount

50 USDC

Maximum amount

1,000,000 USDC

Reserve

898,742.27 CNY

The rate is floating and is fixed only after your transfer receives the required number of network confirmations. If you need to know the yuan amount in advance, select the paid option 'Fixed rate' in the form.

Convert USDC to Chinese Yuan (USDC to CNY)

In this direction, you send USDC on the ERC20 network and receive Chinese yuan (CNY) by bank transfer to your bank account. The BTCChange24 operator processes orders manually. Reference rate: 1 USDC = 6.41 CNY.

To make the exchange, you will need:

• USDC in a wallet or on an exchange from which you can withdraw the token on the ERC20 network;
• a bank account whose details you will provide in the order: card number, IBAN, account holder name and bank name;
• a Telegram or WhatsApp contact and an e-mail address for communication about the order.

Choose USD Coin ERC20 and Bank transfer CNY in the exchange form. Full exchange terms are in the site rules.

How many yuan you get for your USDC

Enter the amount of USDC into the calculator to see the estimated amount in CNY. Calculations for common amounts are already collected in the table.

You sendUSDC

You receive

≈ 3,203.23

CNY

Go to exchange

Rate for this amount: 1 USDC = 6.40 CNY

How the exchange amount affects the rate

In this direction the rate depends on the amount, so it differs between rows of the table. The calculator and the table use the same conditions as the exchange form.

The result is an estimate. The final amount is set when the rate is fixed after network confirmations, and it may differ slightly from the calculation.

How to exchange USDC for yuan: order guide

The exchange has three steps: create an order, send USDC, and wait for the bank transfer payout.

1. 1

   Create an order

   Choose the pair, enter the amount, and fill in the account details and contacts.

   You send

   USD Coin ERC20500 USDC

   You receive

   Bank transfer≈ 3,203.23 CNY

   Recipient details

   • Card number
   • IBAN
   • Account holder name
   • Bank name
   • Telegram or WhatsApp
   • E-mail

   Create order
2. 2

   Send USDC

   Send the exact amount on the ERC20 network to the address from your order.

   Send exactly

   500 USDC

   To the address in your order

   The address appears once the order is created

   Waiting for network confirmations
3. 3

   Receive yuan

   The operator will process the order manually and send the bank transfer.

   Payout sent

   ≈ 3,203.23 CNY

   to your bank account

   Payout time: 30 minutes to 72 hours

Step 1. Create an order

In the exchange form, choose USD Coin ERC20 as the currency you send and Bank transfer CNY as the currency you receive, then enter the amount. The payout in yuan will appear immediately.

Open the USDC to CNY exchange form

Then enter the recipient's details and contact method:

• card number;
• IBAN;
• account holder name;
• bank name;
• Telegram or WhatsApp;
• e-mail.

Before you create the order, compare the amount and details with your bank data. Enable paid options only when you really need them.

Step 2. Send USDC

After you create the order, the site shows the address and amount to send. In your exchange or wallet, select the ERC20 network and send exactly this amount.

• Check the start and end of the address against the one shown in your order.
• When withdrawing from an exchange, account for its fee so that the full amount reaches the exchanger.
• Save the TXID, as you will need it for any request to support.

Step 3. Wait for the payout to your account

Once the network confirms the transfer, the operator will process the order and send the yuan to the account you specified. If you have questions, write to support on the site or in Telegram.

Order limits and yuan reserve

For a single exchange you can send from 50 USDC to 1,000,000 USDC.

Currently 898,742.27 CNY is available for payouts. If your order amount is outside the limits or exceeds the reserve, the form will tell you, and support will advise you on next steps.

How long to wait for yuan in your bank account

The total time has two parts: confirmation of your transfer on the network and manual processing of the order by the operator.

Network confirmations

Until your transfer receives the required number of confirmations, the order does not move forward and the rate stays floating. The required number is listed in the site rules.

Processing and payout

The operator processes orders in this direction manually, and the payout takes 30 minutes to 72 hours. For faster processing, the form offers the paid option 'I need it urgently'.

What to check if the payout is delayed

1. Find the TXID of the transfer in your wallet or exchange.
2. Open the transaction in the network's block explorer and check whether it is confirmed.
3. Compare the address and amount with your order details.
4. If everything is correct and the payout time has passed, write to support.

In your message, include the order number and the TXID. There is no need to send USDC again.

Fees for exchanging USDC for yuan

BTCChange24 charges no separate fee for the exchange, as it is included in the rate. The final amount in yuan is shown in the form before you create the order.

Costs outside the exchanger

For sending USDC on the ERC20 network you pay a network fee, which does not go to the exchanger. Its size depends on your wallet and network load, and if you withdraw from an exchange, that exchange's fee also applies. Check the terms for receiving bank transfers with your bank.

Paid options in the form

• 'Tip to the service';
• 'Priority support';
• 'I want to receive in one payment';
• 'I need a payment screenshot';
• 'I need it urgently';
• 'Personal payment to friends';
• 'Fixed rate'.

None of these options is required. The form shows how the selected options change the total before you submit the order.

How to compare exchangers

Enter the same USDC amount in each one and compare how many yuan will reach your account. A fee percentage is not a good basis for comparison, since the final amount is what matters.

How to fill in bank details in the order

The yuan will be sent exactly to the details you enter in the order. Fixing a mistake after the payout is difficult, so check each field in advance.

• Card number and IBAN. The form has both fields: enter the details that belong to your account and copy them from your banking app or documents without extra characters.
• Account holder name. Enter it exactly as it appears at your bank.
• Bank name. Write the full name of the bank where the account is held.
• Telegram or WhatsApp. The operator will use this contact to clarify order details.
• E-mail. Enter a working address that you can access.

If you notice a typo after creating the order, do not send USDC. Create a new order or contact support first.

Safe exchange of USDC ERC20 for a bank account

The transfer network must be ERC20 only

The order specifies USD Coin on the ERC20 network. Make sure you select this network and USDC when sending, not another token.

Address and amount come from your current order

Copy the address from your order page and do not use addresses from past exchanges. Do not trust emails or messages with a 'new address' sent on behalf of the service.

The account must belong to the account holder

The account holder name and details in the order must refer to the same account. If the yuan are for another person, the form has the paid option 'Personal payment to friends', and it is best to confirm the recipient's details with them in person.

Never share secret data

The exchange does not need a seed phrase, private key, passwords or SMS codes. If anyone asks for them 'to speed up the payout', it is a scam.

Communicate only through official channels

Solve order questions with support on the site or in the Telegram channel linked from the site. Do not respond to strangers offering help with the exchange.

If the USDC to yuan exchange went wrong

USDC sent on a network other than ERC20

Do not send anything again and contact support right away. Include the order number, the TXID and the name of the network you selected. Such funds cannot always be returned, but only the operator can review the situation.

Transfer sent but the order is not moving

Find the TXID. If there is none, the coins most likely did not leave the exchange or wallet. If there is a TXID, wait for confirmations and compare the address and amount with your order.

Typo in the IBAN or bank name

If USDC has not been sent yet, create a new order with correct details. If the transfer is already on the network, notify support immediately, before the payout is made.

Yuan amount differs from the calculation

The rate is floating and is fixed only after the required number of confirmations, so the total may have moved with the market. Next time, you can select the paid option 'Fixed rate'.

Order completed but no yuan in the account

Check whether the time is within the payout period and open your bank's transaction history. If the period has passed or the order is marked as completed, write to the operator and, if needed, request a payment screenshot using the option 'I need a payment screenshot'.

Questions about exchanging USDC for yuan by bank transfer

Summary: exchanging USDC ERC20 for CNY at BTCChange24

Before you send any coins, check four things: the ERC20 network, the USDC amount, the yuan calculation and the bank details. Keep the TXID until the payout reaches your account.