Exchange USDC ERC20 to GEL: Bank Transfer by IBAN

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With BTCChange24, you can convert USDC on the ERC20 network into Georgian lari and receive them in your bank account by IBAN. You send the tokens to the address in your order, and the operator makes the payout manually to the details you provide.

Below you will find the rate, calculator, calculation table, limits, timing and steps. The rate, limits and reserve update on this page automatically.

Important. Send USDC only on the ERC20 network and only to the address in your own order. The lari will go to the IBAN you enter, so check it before you send any tokens.

USDC to GEL Rate for Bank Transfer Payouts

The lari payout is calculated at the exchange's rate, not at the market price on the chart. The chart only shows how the token itself moves. The values for this pair are listed in the block below.

Loading chart…
The chart shows the market price of USDC. The rate you receive in lari is set by the exchange and is shown below.
USD Coin ERC20 USDC→Bank transfer GEL
Exchange rate, 1 USDC =
2.55 GEL
Exchange data as of November 1, 2026 · floating rate
Minimum amount
50 USDC
Maximum amount
1,000,000 USDC
Reserve
438,858.28 GEL

The rate floats and is locked after the network confirms your transfer the required number of times. The number is listed in the site rules. To avoid rate changes before that point, enable the paid option "Fixed rate" in the form.

Convert USDC (ERC20) to Georgian Lari (GEL)

You send USDC on the ERC20 network and receive Georgian lari (GEL) by bank transfer to your IBAN account. To start, choose USDC ERC20 and Bank transfer GEL in the exchange form.

  • You send: USDC ERC20, a cryptocurrency.
  • You receive: GEL to your bank account by IBAN.
  • Rate: 1 USDC = 2.55 GEL.
  • Fee: BTCChange24 charges no separate fee. It is included in the rate, and the final amount is shown in the form before you create the order.

This direction suits you if you want GEL paid to a bank account by IBAN. Check the IBAN and recipient details carefully before you confirm the order.

How Many Lari You Get for Your USDC

Enter the amount of USDC in the calculator to see the approximate sum in lari. For common amounts, the figures are also collected in a table.

You receive≈ 1,274.60GEL
Go to exchange

Rate for this amount: 1 USDC = 2.54 GEL

Estimates for popular amounts: USD Coin ERC20 → Bank transfer GEL
You sendYou receiveRate per 1 USDC
50 USDC≈ 106.21 GEL2.12 GEL
100 USDC≈ 212.43 GEL2.12 GEL
500 USDC≈ 1,274.60 GEL2.54 GEL
1,000 USDC≈ 2,549.20 GEL2.54 GEL
5,000 USDC≈ 12,374.79 GEL2.47 GEL
10,000 USDC≈ 24,749.59 GEL2.47 GEL
50,000 USDC≈ 123,747.99 GEL2.47 GEL

Why 1 USDC does not always give the same amount

For this direction, the rate depends on the exchange amount, so 1 USDC gives different results in different rows of the table. The calculator and the table use the same conditions as the exchange form.

The calculation is approximate. The rate floats, so the final amount is set when the rate is locked after network confirmations.

How to Exchange USDC for GEL by IBAN: Step by Step

The process is short: you create an order, send USDC on the ERC20 network, and receive lari in your bank account.

  1. 1
    Create an order

    Choose the pair, enter the amount, and provide your IBAN, recipient name, phone number and e-mail.

    You send
    USD Coin ERC20500 USDC
    You receive
    Bank transfer≈ 1,274.60 GEL
    Recipient details
    • Account number (IBAN)
    • Recipient's first and last name
    • Phone number linked to the bank
    • E-mail
    Create order
  2. 2
    Send USDC

    Transfer the tokens on the ERC20 network to the address that appears in your order.

    Send exactly
    500 USDC
    To the address in your order
    The address appears once the order is created
    Waiting for network confirmations
  3. 3
    Receive lari

    The operator processes the order manually and sends GEL to your account.

    Payout sent
    ≈ 1,274.60 GEL
    to your bank account by IBAN
    Payout time: 30 minutes to 72 hours

Step 1. Create an order

In the exchange form, choose USDC ERC20 and Bank transfer GEL, then enter the amount. The form will immediately show how many lari you will receive.

Open the USDC ERC20 to GEL exchange form

Then fill in the order fields:

  • account number (IBAN);
  • recipient's first and last name;
  • phone number linked to the bank;
  • e-mail.

Before you confirm, double-check the IBAN and the amount. Enable paid options only if you need them.

Step 2. Send USDC on the ERC20 network

Your order shows the address and the amount to send. In your wallet or exchange, select the ERC20 network and send exactly the amount shown.

  • Compare the first and last characters of the address with the address in your order.
  • If you withdraw from an exchange, add that exchange's withdrawal fee to the amount so the sum in your order reaches the exchange.
  • Save the TXID, as you will need it when contacting support.

Step 3. Wait for the lari in your account

Once the network confirms the transfer, the operator will send the payout to your IBAN. If you have questions, contact support on the site or in Telegram.

Order Limits and GEL Reserve

For one order, you can exchange from 50 USDC to 1,000,000 USDC.

The direction's reserve is currently 438,858.28 GEL, and all payouts come from this amount. If your exchange falls outside the limits or exceeds the reserve, the form will let you know, and support will help you find a solution.

How Long It Takes to Receive Lari After Sending USDC

The exchange takes two steps: the network must confirm your transfer, and the operator must process the payout manually.

ERC20 network confirmations

Until your transfer has enough confirmations, the rate is not locked and the order waits. The required number is listed in the rules. Speed depends on network load and on the fee you set when sending.

IBAN payout

The operator processes the order, and the payout takes 30 minutes to 72 hours. To receive the funds sooner, you can select the paid option "Need it urgently".

If the wait takes too long

  1. Find the TXID of the transfer in your wallet or exchange.
  2. Open it in a network explorer and check the number of confirmations.
  3. Make sure the address and amount match your order.
  4. If everything is correct but the payout time has passed, contact support.

Send the order number and the TXID. You do not need to resend the tokens.

Fees for Exchanging USDC to GEL

BTCChange24 does not charge a separate fee for the exchange, as the fee is included in the rate. The form shows the amount you will receive before you create the order.

What you pay on your side

Sending USDC on the ERC20 network requires a network fee, which you pay, not the exchange. The amount depends on your wallet and network load. If you withdraw from an exchange, it may also charge its own withdrawal fee.

Paid form options

  • "Priority support";
  • "Receive in one payment";
  • "Payment screenshot required";
  • "Need it urgently";
  • "Personal payment to acquaintances";
  • "Tip for the service";
  • "Fixed rate".

None of these options is required. The form shows how selected options change the total before you submit the order.

How to compare terms

Enter the same amount of USDC into different exchanges and compare how many lari arrive in your account. Percentages alone are misleading, so focus on the final amount.

How to Enter Your IBAN and Recipient Details

The lari will go to the details you enter in your order. It is difficult to change them after you send the tokens, so check each field in advance.

  • Account number (IBAN). Copy it from your banking app or agreement, and paste it without spaces or extra characters.
  • Recipient's first and last name. Enter them exactly as they appear at your bank so they match the account.
  • Phone number linked to the bank. Use the number registered with your bank.
  • E-mail. Enter a working address where you can easily receive order messages.

If you notice a mistake after creating the order, do not send USDC. Create a new order or contact support right away.

Safe USDC ERC20 to Bank Account Exchange

Check the network before sending

USDC exists on several networks, but this direction accepts only ERC20. Tokens sent on another network may not reach the exchange, so choose the network carefully.

Use only the address from your current order

Copy the address from your order page and do not use addresses from past exchanges. If someone sends you a different "exchange address" in private messages, do not trust it.

Do not share wallet access

The exchange does not require a seed phrase, private key, or wallet or bank passwords. It only needs the order fields: IBAN, recipient name, phone number and e-mail.

Use an account the recipient can access

A bank transfer is hard to reverse if the funds go to the wrong place. If the lari are meant for another person, discuss the option "Personal payment to acquaintances" with support and double-check the details.

Communicate only through official channels

Ask questions in the support section on the site or in Telegram, with the link provided on the site itself. Do not respond to people who contact you first and offer help with your order.

What to Do If Your USDC to GEL Exchange Has a Problem

USDC sent on the wrong network

Do not repeat the transfer. Contact support right away with your order number, the TXID, and the network you selected when sending.

Transfer sent, but the order is not moving

Open the TXID in a network explorer and check the number of confirmations. Until there are enough confirmations, the order waits and the rate is not locked.

The amount in lari is different from what you expected

The rate floats and is locked only after confirmations, so the final amount may have changed with the market. Next time, if you need a predictable result, select "Fixed rate".

Error in the IBAN or recipient name

If you have not sent the tokens yet, create a new order with the correct details. If the transfer has already been sent, contact support immediately so the payout is not made to the wrong details.

Sent less USDC than the order states

Do not send the difference separately. Tell support your order number, the amount you actually sent, and the TXID.

Lari do not appear in your account

Check the order status and the payout time. If the time has passed, contact support. If the order is completed, check your transaction history in your banking app and tell the operator that the money has not arrived.

Questions About Exchanging USDC ERC20 to GEL

How do I exchange USDC for lari and receive them in my bank account?

In the exchange form, choose USDC ERC20 and Bank transfer GEL, enter the amount and the recipient details. Then send the tokens to the address in your order, and the operator will send the lari to your IBAN.

Which network should I use to send USDC?

Only ERC20. Sending on another network may mean the tokens never reach the exchange.

What details do I need to enter in the order?

The account number (IBAN), the recipient's first and last name, the phone number linked to the bank, and an e-mail address.

Where can I check the USDC to GEL rate?

The rate is shown in the block on this page and in the exchange form. It floats and depends on the exchange amount.

When does the rate stop changing?

After your transfer receives the required number of confirmations on the network. To lock the result in advance, select the paid option "Fixed rate".

How many lari will I get for my USDC?

Enter the amount in the calculator on this page or in the exchange form. Common amounts are also listed in the table.

What limits apply to one order?

You can exchange from 50 USDC to 1,000,000 USDC. Current limits are shown in the exchange form.

Is the reserve enough for my payout?

The reserve is currently 438,858.28 GEL. If your amount is larger, the form will warn you, and support will explain what to do.

When will the money arrive in my bank account?

The payout takes 30 minutes to 72 hours after the transfer is confirmed. The operator processes each order manually.

Does the exchange charge a fee?

There is no separate exchange fee, as it is included in the rate. You pay the network fee for sending USDC yourself, and an exchange withdrawal fee if you withdraw from an exchange.

Can I order a payout to another person's account?

The form has the option "Personal payment to acquaintances". If you are unsure whether it suits you, check with support before you send USDC.

Can I cancel a USDC transfer after sending it?

A blockchain transaction cannot be cancelled. If you made a mistake or changed your mind, contact support with your order number and TXID.

Summary: Exchange USDC ERC20 to GEL at BTCChange24

Before sending tokens, check the ERC20 network, the USDC amount, the address in your order, and the recipient's IBAN. Keep the TXID until the lari arrive in your account.

Ready to receive lari for your USDC?

In the exchange form, choose USDC ERC20 and Bank transfer GEL, then enter the amount and your account details.

Create an order

Other USD Coin ERC20 exchange options

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