Exchange Monero to Alipay (XMR to CNY)

Monero to yuan rate for Alipay payouts

The market price of Monero changes constantly, and the yuan calculation changes with it. The chart below shows the movement of the coin itself, while the rate used for your Alipay payout is shown in the block beneath it.

Monero XMR→Alipay CNY

Exchange rate, 1 XMR =

3,820.99 CNY

Exchange data as of November 2, 2026 · floating rate

Minimum amount

0.026 XMR

Maximum amount

100 XMR

Reserve

9,501,532.13 CNY

The rate in this direction floats. It is fixed when the network confirms your transfer the required number of times, and the required number is listed in the Rules. If you need to know the amount in advance, tick the paid option "Fixed rate" in the form.

Sell Monero (XMR) for Alipay (CNY). No KYC

Selling Monero here means sending XMR and receiving CNY to your Alipay account. Payouts go to your Alipay account, and requests on this pair are handled manually by an operator.

To start, choose Monero XMR and Alipay CNY in the exchange form. The current reference rate is 3,820.99 CNY for 1 XMR, but the rate for your amount may differ. The final amount in yuan is shown in the form before you create the order.

• Monero in a wallet or exchange from which you can make a withdrawal.
• An Alipay account and the name of its holder.
• Telegram or WhatsApp and an e-mail address for contact about the order.

How many yuan you will get on Alipay for your XMR

Enter the amount of Monero in the calculator to see an approximate yuan amount. For popular amounts, the calculations are already collected in the table.

You sendXMR

You receive

≈ 1,736.81

CNY

Go to exchange

Rate for this amount: 1 XMR = 3,473.62 CNY

Why the rate differs for large and small amounts

The rate here depends on the exchange amount, so different rows in the table give different yuan amounts for 1 XMR. The calculator and the table use the same conditions as the exchange form.

The calculation is a guide, not a promise. The final amount is set when the rate is fixed after the transfer is confirmed.

How to exchange Monero to Alipay: step-by-step guide

The exchange has three steps: create an order, send XMR, and receive yuan on Alipay.

1. 1

   Create an order

   Choose the pair, enter the amount, your Alipay account, and contacts.

   You send

   Monero0.5 XMR

   You receive

   Alipay≈ 1,736.81 CNY

   Recipient details

   • Alipay account
   • Account holder name
   • Telegram or WhatsApp
   • E-mail

   Create order
2. 2

   Send XMR

   Transfer Monero to the address that appears in your order.

   Send exactly

   0.5 XMR

   To the address in your order

   The address appears once the order is created

   Waiting for network confirmations
3. 3

   Receive CNY

   The operator will manually send the payout to your Alipay account.

   Payout sent

   ≈ 1,736.81 CNY

   to your Alipay account

   Payout time: 30 minutes to 72 hours

Step 1. Create an order

Choose Monero XMR and Alipay CNY in the exchange form, then enter the amount. The form will immediately show how many yuan will arrive in the account.

Go to the exchange form for XMR to Alipay CNY

Then fill in your order details:

• Alipay account;
• account holder name;
• Telegram or WhatsApp;
• e-mail.

Before you confirm, review every field. Tick only the paid options you actually need.

Step 2. Send XMR

After you create the order, the site will show the address and amount to send. Send exactly this amount to this address from your wallet or exchange.

• It is best to paste the address from your order and check its beginning and end.
• When withdrawing from an exchange, allow for its fee: the amount stated in your order must reach the exchanger.
• Save the transaction ID (TXID), as you will need it when contacting support.

Step 3. Receive yuan on Alipay

Once the transfer receives its confirmations, the operator will process the order manually and send the yuan to the specified Alipay account. If you have questions, write to support on the site or in Telegram.

Minimum, maximum, and yuan reserve for payouts

You can exchange from 0.026 XMR to 100 XMR in one order.

The payout reserve for this direction is currently 9,501,532.13 CNY. If your amount does not fit the limits or exceeds the reserve, the form will tell you, and support will advise you on what to do.

How long it takes for yuan to reach Alipay

The total time depends on two stages: the network must confirm your transfer, and then the operator manually sends the payout.

Network confirmations

Until the transfer receives the required number of confirmations, the rate is not locked and the order does not move forward. The required number is listed in the Rules. Speed depends on network load and on how quickly your wallet or exchange sent the coins.

Operator payout

The payout to an Alipay account takes 30 minutes to 72 hours. If timing matters to you, the form has the paid option "I want it urgently".

What to check if the payout has not arrived

1. Find the transfer's TXID in your wallet or on the exchange.
2. Check in a block explorer whether the transaction has received confirmations.
3. Compare the address and amount in the transfer with the details in your order.
4. If everything matches and the time has already passed, contact support.

In your message, include the order number and the TXID. There is no need to send XMR again.

What the cost of exchanging XMR to CNY includes

The exchanger charges no separate fee, as it is already included in the rate. You see the amount to receive in the form before you create the order.

Costs on the sender's side

For sending Monero, you pay the network fee, and if you withdraw from an exchange, you also pay that exchange's fee. These amounts do not go to the exchanger, and their size depends on your wallet or platform.

Paid options in the form

• "I want it urgently";
• "I want to receive it in one payment";
• "Priority support";
• "Tip to the service";
• "Personal payment to acquaintances or friends";
• "I need a payment screenshot";
• "Fixed rate".

None of these is required. How your choice affects the total is shown in the form before you submit the order.

How to compare offers

Enter the same amount of XMR into different exchangers and compare the total in yuan. This way you compare the real result, not the advertised terms.

How to correctly fill in your Alipay account details

The payout follows the details in your order exactly, and correcting them after you send the coins can be difficult. Fill in the fields carefully.

• Alipay account. Copy it from the app exactly as it appears there, without spaces or extra characters.
• Account holder name. Enter the name as it is shown in Alipay. If the yuan are meant for another person, see the option "Personal payment to acquaintances or friends".
• Telegram or WhatsApp. Provide the messenger where you are comfortable replying to the operator.
• E-mail. Use an address you check regularly so you do not miss messages about your order.

If you notice a mistake before transferring, create a new order. If the coins have already been sent, contact support right away.

Safe exchange of Monero to Alipay: what to watch for

Check the address before sending

Monero addresses are long, and it is easier than you might think to make a mistake or to have an address swapped during copying. Each time, take the address from your current order and compare the beginning and end of the string.

Do not give access to your Alipay

For the payout, only the account number and account holder name are needed. The exchanger does not need your password, verification codes from messages, or access to the app, and no one should ask you for them.

Beware of intermediaries in messengers

If someone messaging you privately claims to be a "staff member" and asks you to send XMR to a different address, do not reply. Handle all questions about your order through support on the site or in Telegram via the link on the site.

Choose paid options deliberately

Each option in the form affects the terms of your order, so untick the ones you do not need. This matters especially for "Tip to the service", which is voluntary.

If the XMR to yuan exchange does not go as expected

XMR has been sent, but the order status has not changed

First, find the TXID. If you do not have it, the coins have most likely not left your wallet or exchange yet. If you have it, wait for confirmations and compare the address and amount with your order.

The yuan total differs from the calculation

The rate floats and is fixed after confirmations, so the figure may have moved with the market. If you want to avoid this next time, use the "Fixed rate" option.

A different amount of XMR was sent

Do not try to make up the difference with a second transfer. Write to support with your order number, the amount actually sent, and the TXID.

Mistake in the Alipay account or account holder name

If the coins have not been sent yet, create a new order with the correct details. If the transfer is already on its way, contact support immediately, before the payout is processed.

Order completed, but the yuan are not in Alipay

Refresh the app and check your transaction history. If the payment is not visible, write to support with your order number and the account you expect the payout to go to.

Questions and answers about exchanging Monero to Alipay

Summary: exchanging XMR to Alipay at BTCChange24

Before you send Monero, check the amount again, the yuan calculation, the Alipay account with the account holder name, and the address from your order. Keep the TXID until the yuan appear in Alipay.