USDC swap platform

USDC Rate at the Exchange

The exchange sets the USDC rate itself, so it may differ from the market price of the coin on the chart. The exchange charges no separate fee: it is included in the rate, and you will see the final amount in the form before the order is created.

USD Coin ERC20 USDC→Bank transfer EUR

Exchange rate, 1 EUR =

1.17 USDC

Exchange data as of November 10, 2026 · floating rate

Minimum amount

50 USDC

Maximum amount

1,000,000 USDC

Reserve

398,013.48 EUR

The rate is floating. It is fixed once the network confirms your transfer the required number of times. If you need to know the amount in advance, select the paid “Fixed rate” option in the form.

How Much You Receive When Exchanging at the Exchanger USDC

Enter the amount you want to send in the calculator, and it will show roughly how much you will receive in your bank account. Calculations for popular amounts are collected in the table.

You sendUSDC

You receive

≈ 427.98

EUR

Go to exchange

Rate for this amount: 1 USDC = 0.85 EUR

Why the Result Depends on the Exchange Amount

In this direction the rate depends on the exchange amount, so for one unit of the sent currency you get a different amount at different volumes. The calculator and the table use the same conditions as the exchange form.

The exchange charges no separate fee: it is included in the rate, and you see the final amount in the form before the order is created. You pay any network or bank fee of the sender separately. The figures in the calculator are approximate, since the floating rate is set after network confirmations, so the result may differ slightly.

How to Exchange USDC

The exchange has three steps: create an order, send USDC, and wait for the bank transfer.

1. 1

   Create an order

   Select the pair in the exchange form, enter the amount, and provide your bank account details and contacts.

   You send

   USD Coin ERC20500 USDC

   You receive

   Bank transfer≈ 427.98 EUR

   Recipient details

   • IBAN
   • Receiver name
   • Card number
   • Phone number or Telegram
   • Bank name
   • E-mail

   Create order
2. 2

   Send USDC

   Transfer the tokens to the address that appears in your order, on the network specified there.

   Send exactly

   500 USDC

   To the address in your order

   The address appears once the order is created

   Waiting for network confirmations
3. 3

   Get your payout

   The operator processes the order manually and sends the transfer to your bank account.

   Payout sent

   ≈ 427.98 EUR

   to your bank account

   Payout time: 30 minutes to 72 hours

Step 1. Create an Order

In the exchange form, choose USDC and Bank transfer. Enter an amount from 50 USDC to 1,000,000 USDC: the form shows how much you will receive before you create the order. The exchange charges no separate fee: it is already included in the rate.

Open the USDC exchange form

Then fill in the fields the order asks for: IBAN, receiver name, bank name, card number, phone number or Telegram, and e-mail. Select additional options only if you need them, and check the final amount.

Step 2. Send USDC to the Address from Your Order

After you create the order, the site shows the address and the transfer amount. In your wallet or exchange, choose the network specified in the order and send exactly this amount.

• Compare the start and the end of the address in your wallet with the address in the order.
• The network fee and the exchange's withdrawal fee are paid by the sender and are not included in the rate. Account for them so that the amount arriving at the address matches the order amount, not less.
• Save the transaction hash (TXID), as you will need it if you have to contact support.

Step 3. Wait for Your Payout

Once the transfer receives the necessary confirmations, the operator processes the order and sends the payout to your bank account. The payout takes 30 minutes to 72 hours. You can see the order status on the site, and support will answer questions in the chat or on Telegram.

Order Limits and Exchange Service Reserve

For one order you can send from 50 USDC to 1,000,000 USDC. The current limits are always shown in the exchange form.

The reserve shows how much the service has available for payouts in this direction. Right now 398,013.48 EUR is available. If your amount goes beyond the limit or exceeds the reserve, the form will show it, and support will advise you on what to do.

Timing for Exchanging USDC in the Exchange

The total time has two parts: the network confirms your transfer, and then the operator makes the payout manually.

Network Confirmations

Until your transfer receives the required number of confirmations, the rate is not fixed and the order does not move forward. This number is listed in the Rules. Speed depends on the network load and the network fee you chose when sending.

Payout to Your Bank Account

Payout takes 30 minutes to 72 hours. If you need the money sooner, the form has the paid “I need it urgently” option.

If the Wait Takes Too Long

1. Find the TXID in your wallet and open the transaction in a block explorer.
2. Check how many confirmations it has already received.
3. Compare the recipient address and the amount with your order.
4. If everything matches but the payout period has already passed, contact support.

In your message, give the order number and attach the TXID. Do not send USDC a second time.

Fees in the USDC Exchange: What Is Included in the Rate and What You Pay Separately

BTCChange24 does not charge a separate exchange fee: it is included in the rate. The final amount you receive is shown in the form before you create the order.

Costs of Sending USDC

A network fee is paid for the USDC transfer, and the exchange does not receive it. Its size depends on network load and your wallet. If you withdraw funds from an exchange, that exchange's fee may also be deducted.

Possible Deductions on the Bank Side

The bank where the payout arrives may charge a fee for incoming transfers under its own tariffs. The exchange does not set these terms, so clarify them with your bank in advance.

Paid Form Options

• “Personal payment to friends”;
• “I need it urgently”;
• “I want to receive it in one payment”;
• “Payment screenshot required”;
• “Priority support”;
• “Tip the service”;
• “Fixed rate”.

None of these options is mandatory. The form shows how the selected options change the amount before you create the order.

How to Compare Offers Fairly

Enter the same USDC amount in different exchanges and compare how much reaches your account. Comparing fees as percentages makes no sense: everything is already reflected in the final amount.

How to Fill In Your Details

The payout goes to the bank account from your order. A mistake in the details, such as in the IBAN, can delay the transfer, and the payout takes 30 minutes to 72 hours. So check each field before you submit the order.

• IBAN. Copy the account number from your banking app or contract, with no spaces at the edges and no extra characters.
• Receiver name. Enter the account holder's name as it is written at the bank.
• Bank name. Enter the bank where this account is held.
• Card number. Fill it in only if the form shows this field.
• Phone number or Telegram. Leave a contact the operator can use to reach you about the order.
• E-mail. Provide a working address to receive order messages.

If you notice a mistake before you send the funds, correct the details in the form or create a new order. General terms for working with orders are described in the site rules.

Safety: What to Check When Exchanging USDC at usds

Check the Network Before Sending

USDC exists on several networks, and the network in the order must match the network in your wallet. Tokens sent on another network may never reach the exchange, so check it before you confirm the transfer.

Take the Address Only from the Current Order

Each time, copy the address from the page of the new order, and do not use addresses from past exchanges or from other people's messages. Ignore requests to send USDC to a “new address” in private messages.

You Do Not Need Secret Data

The exchange does not require a seed phrase, private key, or wallet or bank password. Do not confirm requests for access to your funds from unfamiliar websites in your wallet.

Check That the Name Matches the Account

The receiver name must match the account holder, or the transfer may not be credited. If the account belongs to another person, select “Personal payment to friends” and check every character of the IBAN.

Communicate Only Through Site Support

Ask questions about your order in the chat on the site or on Telegram, the link to which the exchange provides. Do not reply to people who write first and offer to “speed up” your exchange.

What to Do If Something Goes Wrong With the Exchange

Cryptocurrency Was Sent on the Wrong Network

Do not repeat the transfer; contact support right away. Give the order number, the network you selected, and the TXID, so the specialists can figure out what happened.

The Transaction Stays Unconfirmed for a Long Time

This happens when the network is busy and the network fee for sending is low. Find the transaction by TXID in a block explorer: if it is pending, wait for confirmations; the rate will be fixed after them.

There Is a Mistake in the Recipient's Details

If you have not sent the funds yet, create a new order with the correct details. If the transfer has already gone out, contact support as soon as possible, before the payout is made.

The Final Amount Differs From the Calculation

The rate floats: it is fixed after confirmations and depends on the exchange amount. To know the result in advance, select the “Fixed rate” option next time you exchange.

The Order Is Completed, but the Money Has Not Arrived

Check your transaction history in the banking app and the payout period: it is 30 minutes to 72 hours. If the period has passed, contact support with your order number, recipient details and bank name, and if needed, order the “Payment screenshot required” option.

Questions and Answers About Exchanging USDC ERC20

In Short: USDC ERC20 Exchanger

BTCChange24 is an exchanger where you create an order in the exchange form, and the payout arrives in your bank account within 30 minutes to 72 hours. The exchanger charges no separate fee: it is included in the rate, and you see the final amount in the form before creating the order. Before sending, check the amount, the address from your order and the recipient's details, and keep the TXID until you receive the payout; full terms are in the site rules.