Sell USDC ERC20
Start an exchange
With BTCChange24 you can exchange USDC stablecoin on the ERC20 network for a payout to a Visa or Mastercard bank card. You send tokens to the address in your order, and the operator manually transfers the payout to the details you provided.
This page covers the rate, calculator, amount table, limits, timing and common mistakes. The rate, limits and reserve update automatically.
Important. Send USDC only on the ERC20 network and only to the address shown in your order. Euros will go to the card and IBAN from your order, so check these details against your bank data before sending tokens.
USDC to euro rate
The USDC ERC20 to euro rate for payout to a Visa or Mastercard card changes with the market. The chart below shows USDC, and under it is the rate for this exact direction.
- Minimum amount
- 50 USDC
- Maximum amount
- 1,000,000 USDC
- Reserve
- 425,170.19 EUR
The rate is locked after your transfer receives the required number of confirmations on the network. If you want to know the amount in advance, select the paid “Fixed rate” option in the form. The exchange charges no separate fee: it is included in the rate, and you will see the final amount in the form before the order is created.
How much you get for your USDC
Enter the amount of USDC into the calculator, and it will show how much will arrive on your Visa or Mastercard card. Popular amounts are already calculated in the table.
Rate for this amount: 1 USDC = 0.85 EUR
| You send | You receive | Rate per 1 USDC |
|---|---|---|
| 50 USDC | ≈ 35.66 EUR | 0.71 EUR |
| 100 USDC | ≈ 71.33 EUR | 0.71 EUR |
| 500 USDC | ≈ 427.98 EUR | 0.85 EUR |
| 1,000 USDC | ≈ 855.97 EUR | 0.85 EUR |
| 5,000 USDC | ≈ 4,155.19 EUR | 0.83 EUR |
| 10,000 USDC | ≈ 8,310.39 EUR | 0.83 EUR |
| 50,000 USDC | ≈ 41,551.95 EUR | 0.83 EUR |
Why the rate differs between table rows
In this direction the rate depends on the exchange amount, so 1 USDC will bring you a different amount on your card at different volumes. The calculator and the table use the same conditions as the exchange form.
The result is approximate. The rate floats, and the final amount is set when the rate is locked after network confirmations. The exchanger charges no separate fee: it is included in the rate, and the final amount is shown in the form before the order is created.
How to Sell USDC
Selling USDC on BTCChange24 means exchanging ERC20 tokens for a payout to a Visa or Mastercard card. You send USDC, and the operator transfers the money to your card in the payout currency you chose in the exchange form.
- USDC on the ERC20 network in a wallet or on an exchange. Keep some funds aside for the network fee and any exchange withdrawal fee.
- A Visa or Mastercard card. You will need its card number and IBAN.
- Details for the order: country, last and first name, phone number or Telegram, and e-mail.
The rate floats and depends on the exchange amount, so first choose USDC and Visa and Mastercard in the exchange form, enter the amount, and check how much will reach your card. The operator processes orders manually, so the payout is not instant: it arrives in 30 minutes to 72 hours.
The step-by-step process for the address and sending tokens is described in the section "How to Withdraw USDC". For exchange terms and network confirmations, see the site rules.
How to withdraw USDC
To withdraw USDC to a Visa or Mastercard card, create an order, send the tokens on the ERC20 network, and wait for the payout. The payout arrives in the currency you chose in the exchange form.
-
1Create an order
Choose the pair, enter the amount, and fill in your card number, IBAN, country, name and contacts.
You send
USD Coin ERC20500 USDCYou receiveVisa and Mastercard≈ 427.98 EUR
Recipient details- Card number
- IBAN
- Country
- First and last name
- Phone number or Telegram
-
2Send USDC
Transfer the tokens on the ERC20 network to the address in your order.
Send exactly500 USDCTo the address in your orderThe address appears once the order is createdWaiting for network confirmations -
3Receive the payout
The operator processes the order manually and sends the funds to your Visa or Mastercard card.
Payout sent≈ 427.98 EURto your Visa or Mastercard cardPayout time: 30 minutes to 72 hours
Step 1. Create an order
In the exchange form, choose USD Coin ERC20 (USDC) and Visa and Mastercard, then enter the amount. The final amount you will receive is shown in the form before you create the order.
Open the USDC ERC20 → Visa and Mastercard card exchange form
Next, fill in the order fields:
- Card number;
- IBAN;
- Country;
- First and last name;
- Phone number or Telegram;
- E-mail.
The exchange amount must be at least 50 USDC and no more than 1,000,000 USDC. Before you confirm, check the amount and details again.
Step 2. Send USDC on the ERC20 network
After you create the order, the site shows the address and the amount to send. In your wallet or exchange, select the ERC20 network and send exactly that amount.
- Compare the address in your wallet with the address in the order: the beginning, the end and the middle.
- If you withdraw tokens from an exchange, account for its withdrawal fee so that the exact amount from the order reaches the exchange address.
- Copy the transfer TXID and save it: you will need it when you contact support.
Step 3. Wait for the payout to your card
Once the network confirms the transfer, the operator processes the order manually and sends the payout to your card. The payout takes from 30 minutes to 72 hours. If you have questions, write to support on the site or in the exchange's Telegram.
Order limits and euro reserve
You can exchange from 50 USDC to 1,000,000 USDC per order.
The current reserve for this direction is 425,170.19 EUR, which is how many euros are available for payouts. If the amount is outside the limits or above the reserve, the form will tell you, and support will advise on next steps.
How long to wait for fiat after your USDC transfer
The total time has two parts. First, the network confirms your USDC transfer, then the operator makes the payout manually to a Visa or Mastercard card.
Stage one: network confirmations
Until the transfer receives the required number of confirmations, the rate is not locked and the order does not move forward. This number is listed in the site rules. Speed depends on the load of the ERC20 network and the network fee you chose when sending.
Stage two: operator payout
The payout to your card takes 30 minutes to 72 hours, because orders are processed manually. If you need it faster, the form has a paid option called “I need it urgently”.
If the payout has not arrived
- Find the transfer TXID in your wallet or exchange.
- Open it in a block explorer and check how many confirmations it has.
- Make sure you sent USDC on the ERC20 network, and that the address and amount match the order.
- If everything is correct and the payout time has passed, contact support.
In your message, give the order number and attach the TXID. Do not send USDC a second time.
Fees for selling USDC
BTCChange24 charges no separate fee for the exchange: it is included in the rate. The form shows the final amount you will receive on your card before you create the order.
What you pay separately
Sending USDC on the ERC20 network incurs a network fee, which does not go to the exchange. Its size depends on your wallet and network load. If you withdraw from an exchange, that exchange's own fee applies. The bank that issued your card may apply its own charges to incoming payments, so check with your bank.
Paid options in the form
- “I need it urgently”;
- “Personal payment to friends”;
- “I need a payment screenshot”;
- “I want to receive it in one payment”;
- “Priority support”;
- “Tip for the service”;
- “Fixed rate”.
None of them is required. See how each option affects the total in the form before you create the order.
How to compare exchange offers
Enter the same amount of USDC in different services and compare how much will reach your card in the selected currency. Compare the final amount, not the advertised percentages.
How to fill in card and IBAN details
Euros are sent strictly to the details you entered in the order. It can be hard to change them after the tokens are sent, so check the fields in advance.
- Card number. Enter the Visa or Mastercard number you want to receive euros on. It is better to copy it from your banking app than to type it manually.
- IBAN. Enter it exactly as it appears in your banking app or contract, and check each character.
- Country. Choose the country linked to your card and account.
- First and last name. Write them exactly as they appear at your bank. If the card belongs to someone else, look at the “Personal payment to friends” option.
- Phone number or Telegram. Leave a contact you actually answer.
- E-mail. Use an address you check regularly, since order details can be sent there.
Noticed a mistake after creating the order? Do not send tokens: create a new order or ask support for advice first.
Safety when sending USDC on the ERC20 network
Choose the network carefully
USDC exists on several networks, but this direction requires ERC20. Tokens sent on another network may never reach the exchange, so check the network on the withdrawal screen again.
Take the address only from the current order
Do not copy an address from past exchanges, notes or other people's messages. Treat any message with a “new address” supposedly from the service as suspicious and check it against the order on the site.
What you should never share
The exchange does not require your seed phrase, private key, wallet password, card expiry date, CVC/CVV or SMS codes. The fields listed in the order are enough.
The card must be yours or deliberately someone else's
If the euros are for another person, use the “Personal payment to friends” option and double-check the details. Do not pick a random card for convenience, because a payout is hard to recover from one.
Contact only through official channels
Ask for help with your order through support on the site or in the exchange's Telegram, whose link is on the site. Do not reply to anyone who writes first and offers to “speed up” your exchange.
If your USDC to euro exchange does not go as expected
Tokens sent on the wrong network
Contact support right away: give the order number, the network you sent from, and the TXID. Do not create duplicate orders or resend tokens until you get a reply.
Transfer sent, but the order is not moving
Open the TXID in a block explorer and check the confirmations. If there are still too few, keep waiting; if the transfer is confirmed, compare the address and amount with the order.
Euros came out less than the estimate
The rate floats and is locked only after confirmations, so the final amount may have moved with the market. To know the amount in advance next time, add the “Fixed rate” option.
USDC amount differs from the order
Do not try to fix this with an extra transfer. Write to support with the order number, the actual amount and the TXID, and the operator will advise you on next steps.
Mistake in card number or IBAN
If the tokens have not been sent yet, create a new order with the correct details. If the transfer has already gone, notify support immediately, before the operator makes the payout.
Order completed, but the card is empty
Check the transaction history in your banking app and compare the payout date with the window of 30 minutes to 72 hours. If the funds are still missing, send the order number to support and the operator will help you sort it out.
FAQ: USDC on a Visa and Mastercard card
How do I exchange USDC for euros and receive them on a card?
Choose USD Coin ERC20 and Visa and Mastercard EUR in the exchange form, enter the amount and fill in your details. After you create the order, send USDC to the address in it, and the operator will pay euros to your card.
Which network should I send USDC on?
Only on ERC20, as the name of the direction states. The order shows the address for the transfer.
What is the current USDC to EUR exchange rate?
The current value is 1 USDC = 1.17 EUR. The rate floats and depends on the exchange amount, so the total in the form may differ.
When does the rate stop changing?
After your transfer receives the required number of confirmations on the network. To avoid fluctuations, select the “Fixed rate” option.
How much USDC can I exchange at once?
A single order accepts from 50 USDC to 1,000,000 USDC. The current limits are always shown in the exchange form.
Is there enough euro reserve for my order?
The reserve is currently 425,170.19 EUR. If you plan a larger exchange, the form will warn you, and support will suggest options.
How long until the euros reach my card?
The payout takes 30 minutes to 72 hours, because the operator processes orders manually. It starts after your transfer is confirmed on the network.
Is there a separate fee for the exchange?
No, the exchange fee is already included in the rate. You only pay the network fee for sending USDC and, if you withdraw from an exchange, that exchange's fee.
What do I need to enter in the order?
Card number, IBAN, country, first and last name, phone number or Telegram, and e-mail. Check all fields carefully before sending tokens.
Can I send euros to a card registered to another person?
The form offers a paid option called “Personal payment to friends”. If you are unsure how to use it, ask support before you send USDC.
Can I get proof of payment?
The form has a paid option called “I need a payment screenshot”. Turn it on when you create the order if you need this document.
What if I sent tokens by mistake?
A blockchain transaction cannot be reversed. Write to support with the order number and TXID, and wait for a reply without sending anything again.
Summary: exchanging USDC ERC20 for euros at BTCChange24
Before sending USDC, make sure you have selected the ERC20 network and that the amount, card number, IBAN and address match the order. Keep the TXID until the euros arrive on your card.
Choose USD Coin ERC20 and Visa and Mastercard EUR in the exchange form, then enter the amount and your card details.
Other USD Coin ERC20 exchange options
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