Exchange USDC (ERC20) to Bitcoin (USDC → BTC)

USDC to Bitcoin rate: what determines the BTC amount

The amount of bitcoin you receive for your USDC depends on the pair rate, which changes with the market. Below this paragraph you will see the Bitcoin price chart and the current values for this direction.

Circle ERC20 USDC→Bitcoin BTC

Exchange rate, 1 BTC =

78,585.27 USDC

Exchange data as of November 4, 2026 · floating rate

Minimum amount

50 USDC

Maximum amount

1,000,000 USDC

Reserve

8.822254 BTC

The rate in this direction is floating. It is fixed when your USDC transfer receives the required number of confirmations on the network; the exact number is listed in the rules. If you need to know the result in advance, select the paid option “Fixed rate” in the form.

Convert USDC to Bitcoin (USDC to BTC)

This is an exchange of the USDC stablecoin from Circle on the ERC20 network for Bitcoin. You send the token to the BTCChange24 exchanger, and the bitcoins arrive in your Bitcoin wallet.

• Orders are processed manually by an operator.
• The rate is floating and depends on the exchange amount. Reference rate for this direction: 1 USDC = 78,585.27 BTC.
• To place an order, you need a Bitcoin wallet address, Telegram or WhatsApp, and an e-mail address.

How much Bitcoin you get for your USDC

Enter the USDC amount in the calculator to see how many BTC you will get. A ready-made table with common amounts is provided below.

You sendUSDC

You receive

≈ 0.006268

BTC

Go to exchange

Rate for this amount: 1 USDC = 0.000012 BTC

Why the rate changes with the amount

The rate is tied to the size of the exchange, so each row of the table has its own rate. The calculator and the table use the same rules as the exchange form.

The calculation is a guide, not a guarantee. The final BTC amount is set when the rate is fixed after confirmations.

usdc to btc calculator

The calculator in the exchange form shows how many bitcoins you will receive for your USDC amount. You can check the result before you create an order.

1. 1

   Create an order

   Set the pair and amount in the calculator, then enter your Bitcoin wallet address and contact details.

   You send

   Circle ERC20500 USDC

   You receive

   Bitcoin≈ 0.006268 BTC

   Recipient details

   • Bitcoin wallet address
   • Telegram or WhatsApp
   • E-mail

   Create order
2. 2

   Send USDC

   Transfer the exact amount shown in your order on the ERC20 network to the address in the order.

   Send exactly

   500 USDC

   To the address in your order

   The address appears once the order is created

   Waiting for network confirmations
3. 3

   Receive BTC

   The operator processes your order manually and sends the bitcoin to your Bitcoin wallet. The payout takes 30 minutes to 72 hours.

   Payout sent

   ≈ 0.006268 BTC

   to your Bitcoin wallet

   Payout time: 30 minutes to 72 hours

Step 1. Create an order

Choose Circle ERC20 (USDC) and Bitcoin (BTC) in the exchange form, then enter the amount. The calculator shows how many bitcoins you will receive at the current rate of 78,585.27.

Open the USDC → BTC exchange form

Then fill in three fields:

• Bitcoin wallet address;
• Telegram or WhatsApp;
• e-mail.

The exchange charges no separate fee, since it is included in the rate, and the final amount is shown in the form before the order is created. Check that amount and your address before you create the order, and enable paid options only if you really need them.

Step 2. Send USDC

After you create the order, the page will show the address and amount for the transfer. Send USDC in exactly this amount and to this address.

• In your wallet or exchange, select the ERC20 network.
• It is better to paste the address from the clipboard, then check its beginning and end against your order.
• If you withdraw from an exchange, add its withdrawal fee to the amount so that the amount from your order reaches the exchanger's address.
• Save the TXID: you will need it for any request to support.

Step 3. Receive BTC

Once the network confirms the transfer, the operator processes the order and sends BTC to your Bitcoin wallet, which takes 30 minutes to 72 hours. For any questions, write to support on the website or in Telegram.

Order limits and Bitcoin reserve

In one exchange you can send from 50 USDC to 1,000,000 USDC.

The reserve from which bitcoins are paid out is currently 8.822254 BTC. If your amount does not fit within the limits or exceeds the reserve, the form will tell you, and support can help with next steps.

How long it takes to receive bitcoin after you send USDC

The total time consists of two stages: the network confirms your transfer, then the operator processes the order manually.

Confirmations on the ERC20 network

Until the transfer gets the required number of confirmations, the rate stays floating and the order is on hold. The exact number is listed in the rules. Speed depends on network load and on the fee you chose when sending.

Manual processing and payout

The BTC payout takes 30 minutes to 72 hours, because the operator handles orders. If you need to speed up processing, the form offers the paid option “I need it urgently”.

What to check if waiting takes too long

1. Find the TXID of the transfer in your wallet or exchange.
2. Open the transaction in a block explorer and check how many confirmations it has.
3. Compare the amount and recipient address with your order.
4. If everything is correct but the payout time has passed, write to support.

In your message, include the order number and the TXID. Do not send USDC a second time.

Fees when exchanging USDC for BTC

BTCChange24 charges no separate fee for the exchange, as the fee is already included in the rate. The form shows the final BTC amount before you create the order.

Costs of sending USDC

When you transfer the token on the ERC20 network, you pay a network fee, which does not go to the exchanger. Its size depends on network load and your wallet settings. When withdrawing from an exchange, the exchange usually deducts its own withdrawal fee.

Paid form options

• “Fixed rate”;
• “Personal payment to friends and family”;
• “I need it urgently”;
• “I need a payment screenshot”;
• “I want to receive it in one payment”;
• “Priority support”;
• “Tip for the service”.

None of these options is required. The effect of the selected options on the total is shown in the form before you create the order.

How to compare offers from different exchangers

Enter the same USDC amount everywhere and compare how many BTC you get in the end. The percentage fee alone tells you little; the final result is what matters.

How to enter your Bitcoin wallet address and contacts correctly

Bitcoins will be sent wherever you specify in the order, so check each field before you send USDC.

• Bitcoin wallet address. Copy it from your wallet or exchange rather than typing it by hand. It must be a Bitcoin address, not an address for the ERC20 network.
• Telegram or WhatsApp. Specify the messenger where the operator can contact you about the order.
• E-mail. Enter a working address that you have access to.

If you need a payment screenshot or you are sending funds to another person, look at the paid options “I need a payment screenshot” and “Personal payment to friends and family”. Noticed a mistake in the address before sending USDC? Create a new order.

Safe USDC to Bitcoin exchange: what to watch for

The token and network must match the order

Make sure you send USDC issued by Circle on the ERC20 network. A transfer on another network or of another token may not be credited, and getting it back can be difficult.

Check the Bitcoin address by its first and last characters

Cryptocurrency transactions are irreversible: BTC sent to a wrong address cannot be returned. Compare the beginning and end of the address in your order with what your wallet shows.

Take payment details only from the order page

Do not use addresses from old exchanges, and do not trust messages that claim to come from the exchanger and give a different address for payment.

Do not share secret data

A seed phrase, private key or wallet password is not needed for the exchange, and no one has the right to ask for them. The three order fields are enough.

Contact us only through official channels

Ask questions about your order through support on the website or in Telegram via the link on the site. Do not reply to outsiders offering help with the exchange.

If the USDC to BTC exchange does not go as planned

USDC sent on the wrong network

Write to support immediately and include the order number and TXID. The network for this direction is ERC20, so a transfer on another network may not be credited, and the outcome depends on the circumstances.

TXID exists, but the order status has not changed

Open the transaction in a block explorer and check the number of confirmations. If there are few so far, wait; once there are enough, check the address and amount against your order.

The BTC amount differs from the calculation

With a floating rate, the total is fixed only after confirmations, and the market may have moved in the meantime. Next time, you can choose the “Fixed rate” option.

The sent amount does not match the order

Do not try to fix this with a new transfer. Tell support the order number, the actual amount and the TXID.

Mistake in the Bitcoin wallet address

If USDC has not been sent yet, create the order again with the correct address. If the transfer has already been made, contact support immediately, before the BTC is sent.

The payout time has passed and no BTC has arrived

Open your Bitcoin wallet in a block explorer and check incoming transactions. If there is nothing, and the order is already closed or the time has run out, write to the operator with your order number.

Questions and answers about exchanging USDC for Bitcoin

In brief: exchanging USDC ERC20 for Bitcoin at BTCChange24

Before the transfer, check the ERC20 network, the USDC amount and the Bitcoin address in your order. Do not delete the TXID until the bitcoins have arrived in your wallet.