Exchange Monero to USD Coin ERC20 (XMR to USDC)

Monero to USDC rate: how much XMR is worth in USD Coin

Monero's market price changes constantly, so the exchange rate to USDC is not fixed. The current rate for this pair is 1 XMR = 641.40 USDC.

Monero XMR→USD Coin ERC20 USDC

Exchange rate, 1 XMR =

641.40 USDC

Exchange data as of November 4, 2026 · floating rate

Minimum amount

0.083 XMR

Maximum amount

1,661.123 XMR

Reserve

2,753,428.59 USDC

The rate depends on the amount you send, so check the final figure in the form before you create the order. The number of network confirmations required is listed in the site rules.

Calculation: how much USDC you get for your Monero

Enter the amount of XMR in the calculator and it will show how much USDC will arrive in your wallet. Results for common amounts are gathered in the table.

You sendXMR

You receive

≈ 641.39

USDC

Go to exchange

Rate for this amount: 1 XMR = 641.39 USDC

Why the rate differs from one amount to another

For this pair the rate depends on the size of the exchange, so each row of the table is calculated at its own rate. The calculator uses the same conditions as the exchange form.

The figures in the calculation are approximate. The rate floats, so the exact amount is known only once the transfer is confirmed on the network.

How to exchange Monero for USDC ERC20: step-by-step guide

You need to do three things: create an order, send XMR and receive USDC in your wallet.

1. 1

   Create an order

   Choose the pair, enter the amount, your USDC wallet address and contacts.

   You send

   Monero1 XMR

   You receive

   USD Coin ERC20≈ 641.39 USDC

   Recipient details

   • USD Coin ERC20 wallet address
   • Telegram or WhatsApp
   • E-mail

   Create order
2. 2

   Send XMR

   Send Monero to the address the site shows after you create the order.

   Send exactly

   1 XMR

   To the address in your order

   The address appears once the order is created

   Waiting for network confirmations
3. 3

   Receive USDC

   The operator processes your order and sends USDC to your address.

   Payout sent

   ≈ 641.39 USDC

   to your USD Coin ERC20 wallet

   Payout time: 30 minutes to 72 hours

Step 1. Create an order

Choose Monero XMR and USD Coin ERC20 USDC in the exchange form, then enter the amount. The calculation of how much USDC you will get appears immediately.

Open the XMR to USDC ERC20 exchange form

Then fill in the three order fields:

• your USD Coin ERC20 wallet address;
• Telegram or WhatsApp;
• e-mail.

Before creating the order, double-check the amount and the address. Add optional extras only if you need them.

Step 2. Send XMR

After you create the order, the site shows the Monero address and amount to send. Send exactly this amount and only to this address.

• After pasting the address into your wallet, compare its beginning and end with the order details.
• If you send from an exchange, remember its withdrawal fee: the full amount from the order must arrive at the address.
• Save the transaction TXID, you will need it when contacting support.

Step 3. Receive USDC in your wallet

Once the network confirms your transfer, the operator processes the order and sends USDC to the address you provided. If you have questions, write to support on the site or in Telegram.

Convert Monero XMR to USDC no KYC

This is an exchange of one cryptocurrency for another: you send Monero (XMR), and USD Coin (USDC) on the ERC20 network is paid to your wallet. In the exchange form, choose Monero XMR and USD Coin ERC20 USDC, and the site will calculate the amount you receive.

What to know about this direction

• the payout takes from 30 minutes to 72 hours;
• the exchange charges no separate fee, because it is included in the rate, and the final amount is shown in the form before you create the order;
• your Monero network fee is paid separately from the exchange amount;
• USDC is paid only to a USD Coin ERC20 wallet, so an address on another network will not work for this payout.

To create the order, you will need the USDC receiving address and your contact details. Exchange terms are described in the site rules.

Minimum, maximum and USDC reserve in the exchange

One order is accepted for an amount from 0.083 XMR to 1,661.123 XMR.

The pair's reserve currently holds 2,753,428.59 USDC, and payouts are made from it. If your exchange goes beyond the limits or the reserve, the form will show a message and support can advise you on next steps.

How long it takes to get USDC after sending Monero

The total time has two parts: the network confirms your XMR transfer, then the operator sends the payout.

Monero network confirmations

Until your transfer gets the required number of confirmations, the order stays on hold. The required number is listed in the rules. Speed also depends on network load.

Payout by the operator

The payout takes 30 minutes to 72 hours.

What to check if the payout is delayed

1. Find the TXID of your sent transfer in your wallet or exchange.
2. Check how many confirmations the transaction has.
3. Compare the address and amount of the transfer with the order.
4. If everything matches but the payout time has passed, write to support.

In your message, include the order number and TXID. There is no need to send XMR again.

Fee for exchanging XMR to USDC and additional costs

BTCChange24 charges no separate fee for the exchange, it is included in the rate. The final amount you receive is shown in the form before you create the order.

What you pay besides the exchange

To send Monero, you pay a network fee, which goes to the network, not to the exchange. Its size depends on your wallet and network load. If you withdraw XMR from an exchange, that exchange may also charge its own withdrawal fee.

Paid options in the form

• «Fixed rate»;
• «Tip for the service»;
• «Priority support»;
• «Payment screenshot required»;
• «Personal payment to friends»;
• «Urgent payout»;
• «Receive in a single payment».

These extras are optional. Their effect on the final amount is shown in the form before you create the order.

How to compare exchange offers

Enter the same amount of XMR in each service and see how much USDC you get in hand. A percentage commission figure is not suitable for this comparison.

USD Coin ERC20 wallet address: how to fill in the order without mistakes

USDC are sent to the address from your order, and it cannot be changed after sending. So check all fields in advance.

• USD Coin ERC20 wallet address. Copy it from your wallet or exchange using the copy button, do not type it by hand. If the recipient is an exchange, make sure the ERC20 network is selected there for receiving USDC.
• Telegram or WhatsApp. Specify the messenger where you can easily reply to the operator.
• E-mail. Enter a working address: it is used to contact you about the order.

If the USDC are meant for another person, ask support whether the «Personal payment to friends» option is needed. Did you notice a wrong address before sending XMR? Create a new order with the correct details.

Security: how not to lose USDC when exchanging Monero

The receiving network must be ERC20

The payout goes only on the ERC20 network. A wallet or exchange that does not support this network can cause loss of funds, so check the network before creating the order.

Check the address after pasting

Malicious programs can replace clipboard contents. Compare the pasted address with the original by its first and last characters, both for the USDC receiving address and the XMR sending address.

Take payment details only from the current order

The Monero transfer address applies only to a specific order. Do not use addresses from past exchanges and do not trust messages with "new details".

Do not share secret data

The exchange does not need your seed phrase, private keys or wallet passwords. The receiving address and contacts from the order are enough.

Use official support

Ask questions through the chat on the site or in Telegram, the link to which the exchange provides. Do not reply to people who write first and offer help.

If the Monero to USDC exchange does not go as expected

XMR sent, but the order status has not changed

Open your wallet history and find the TXID. If there is none, the transfer has not left yet, as exchanges sometimes process withdrawals with a delay. If the TXID exists, wait for confirmations and check the address and amount against the order.

The result differs from the calculation

With a floating rate, the final amount is set after confirmations and may shift with the market. Next time, check the final figure in the form before you create the order.

A different amount of Monero was sent

Do not send the missing amount in a separate transaction. Tell support the order number, the amount actually sent and the TXID.

The address was for another network

If XMR has not been sent yet, create a new order with the correct ERC20 address. If the transfer has already gone, write to support right away, before the operator makes the payout.

Status "completed", but no USDC visible

Check your wallet history: you may need to add the USDC token to the list of displayed tokens. If the funds are not there either, send support the order number and the recipient address.

Questions and answers about exchanging Monero to USDC

In brief: exchanging Monero for USD Coin ERC20 on BTCChange24

Before sending XMR, check the amount, the USDC calculation and the recipient address on the ERC20 network once more. Keep the TXID until the USDC reach your wallet.