How to buy bitcoin

Bitcoin Purchase Rate by Card

Bitcoin's price changes with the market, so the euro purchase rate does not stay still. The chart below shows the coin's price dynamics, and the rate for this direction is shown in the block beneath it.

Visa / Mastercard EUR→Bitcoin BTC

Exchange rate, 1 BTC =

73,188.00 EUR

Exchange data as of November 6, 2026 · floating rate

Minimum amount

300 EUR

Maximum amount

20,000 EUR

Reserve

9.088469 BTC

The rate in this direction is floating, so the final amount may shift slightly by the time your order is processed. The exchange takes no separate fee: it is included in the rate, and you will see the final amount in the form before the order is created. If you need an amount known in advance, tick the paid option «Fixed rate» in the form; the fixing terms are described in the site rules.

Where to Buy Bitcoin Cheapest

No single place always sells bitcoin cheaper: market prices on different platforms are close, and the difference comes from the service's rate, the purchase amount and your bank's charges. So compare the final result, not advertised promises.

• Enter the same amount in euros on each platform.
• Check how many BTC will reach your wallet after all deductions.
• Add to the calculation whatever your bank charges for the card payment.

BTCChange24 charges no separate fee: it is included in the rate, and the number of BTC you receive is shown in the form before you create an order. For comparison, the calculator below and the exchange form are enough.

How Many Bitcoins You Get

Enter the amount in euros in the calculator, and it will show the approximate number of BTC that will arrive in your Bitcoin wallet. For typical amounts, the calculation is already in the table below.

You sendEUR

You receive

≈ 0.064147

BTC

Go to exchange

Rate for this amount: 1 EUR = 0.000012 BTC

Why the rate changes with the amount

The rate in this direction depends on the exchange volume, so each row of the table has its own coefficient. The calculator and the exchange form use the same conditions. The exchange charges no separate fee: it is included in the rate, and the final amount is shown in the form before the order is created.

The calculation result is a guide, not a promise. The rate is floating, and the final number of BTC is determined when your order is processed.

How to Buy Bitcoin by Card: Step-by-Step Guide

Buying bitcoin takes three actions: fill in the order, pay for it with a bank card and wait for the BTC to arrive in your wallet.

1. 1

   Fill in the order

   In the exchange form, choose the currency you pay with and Bitcoin BTC, enter the amount, and provide your wallet address, card details and contacts.

   You send

   Visa / Mastercard5,000 EUR

   You receive

   Bitcoin≈ 0.064147 BTC

   Recipient details

   • Bitcoin wallet address
   • Telegram or WhatsApp
   • Card number
   • IBAN account number
   • Bank name
   • Account holder name
   • E-mail

   Create order
2. 2

   Pay by card

   Transfer the money from your card using the details shown on the order page.

   Transfer exactly

   5,000 EUR

   Using the details in your order

   The payment details appear once the order is created

   Waiting for the payment to arrive
3. 3

   Receive Bitcoin

   The operator processes the order manually and sends BTC to your address.

   Payout sent

   ≈ 0.064147 BTC

   to your Bitcoin wallet

   Payout time: 30 minutes to 72 hours

Step 1. Fill in the order

In the exchange form, choose the currency you pay with (for example, euros, rubles or another from the list) and Bitcoin BTC, then enter the amount. The form will show how many BTC will reach your wallet. The exchange charges no separate fee: it is included in the rate, and the final amount is shown before the order is created.

Open the exchange form

Next, enter your details in the order fields:

• Bitcoin wallet address;
• card number;
• IBAN account number;
• bank name;
• account holder name;
• Telegram or WhatsApp;
• e-mail.

Before you confirm, check the amount and details again. Enable paid options only when you really need them.

Step 2. Pay for the order by card

After the order is created, a page with the payment details and amount will open. Pay from the card whose details you entered, and send exactly the amount shown in the order.

• Check the payment amount against the order amount before sending.
• Save the transaction confirmation from your banking app.
• If you need a payment screenshot, tick the option «Payment screenshot required».

Step 3. Wait for Bitcoin in your wallet

The operator will process the order manually and send BTC to the address you provided. Payout takes 30 minutes to 72 hours. For questions about the status, contact support and include your order number.

Buying Bitcoin via Telegram

Many people search for how to buy bitcoin through Telegram. At BTCChange24, you create the order in the exchange form on the site and enter your Telegram or WhatsApp as a contact for communication.

The contact is needed because the operator processes orders manually and may write to you about the exchange. Enter an account you have access to right now.

• Before replying to a message about your order, check the details against what is shown on the site.
• Never share your wallet seed phrase, PIN code or codes from bank SMS messages with anyone.
• Pay only using the details on the order page, not the ones that appear in a chat.

Order Limits and Bitcoin Reserve

In one exchange, you can convert from 300 EUR to 20,000 EUR.

The reserve for this direction is currently 9.088469 BTC. The operator sends payouts from it. If the amount you need is larger than the reserve or outside the limits, the form will tell you, and support will advise on next steps.

How Quickly Bitcoin Arrives in Your Wallet

The total time depends on two things: how soon the operator picks up your order and how fast Bitcoin reaches your wallet.

Processing and payout

Orders here are handled manually by the operator, so the payout takes 30 minutes to 72 hours. If you are in a hurry, the form offers the paid option «Need it urgently».

Network confirmation

After BTC is sent, the transaction must be included in a block, and only then many wallets show it as received. During periods of high network load, this may take longer.

If the BTC has not arrived yet

1. Open the order status on the site.
2. Make sure the wallet address in the order is written without errors.
3. Find your address in a block explorer and check whether there is an incoming transaction.
4. If the payout period has passed and there is no transaction, contact support.

In your message to support, include your order number, the payment amount and the wallet address.

Fees When Buying Bitcoin

BTCChange24 charges no separate exchange fee: the fee is included in the rate. The number of BTC you receive is shown in the form before you create an order.

Charges on your bank's side

The bank that issued your card may charge its own fee for the payment or for currency conversion. Conversion applies when your card's currency differs from the currency of the payment, for example a card in rubles or in another currency. These terms are set by your bank and do not depend on the exchange, so check the fee in your bank's tariffs.

Paid options in the form

• «Need it urgently»;
• «Payment screenshot required»;
• «Receive in one payment»;
• «Priority support»;
• «Tip for the service»;
• «Fixed rate»;
• «Personal payment for friends».

None of these options are required. How the option you choose affects the final amount is shown in the form before you create an order.

What Details to Enter in the Bitcoin Purchase Order

Payout and contact for the order are based on the details you enter in the form. A mistake in even one field may delay the exchange.

• Bitcoin wallet address. Copy it from your wallet in full. If you withdraw from an exchange, use the deposit address specifically for Bitcoin.
• Card number. Enter the digits of the Visa or Mastercard you will pay with.
• IBAN account number. Enter the IBAN of the account linked to the card, without spaces or extra characters.
• Bank name. Enter the bank that issued the card, written as its official name.
• Account holder name. Write it exactly as it appears at the bank.
• Telegram or WhatsApp. Enter the contact through which the operator can reach you.
• E-mail. Use a working address that you have access to.

If the payment will come from another person's card, look at the option «Personal payment for friends» and check with support in advance how to submit the order correctly.

Safety When Buying Bitcoin by Card

Check the wallet address after pasting

Some malware replaces a copied address with someone else's. Compare the beginning and end of the address in your order with the address in your wallet.

Never share bank codes or secret phrases

Your PIN, passwords and codes from bank SMS messages are not needed by anyone who helps you with the exchange. The seed phrase and private key of your wallet also stay only with you.

Pay only using the details on your order page

Take payment details from your order page on the site. Requests to pay using other details received in a messenger should be treated as fraud.

Pay from the card whose details you entered

A mismatch between the details in your order and the actual payment may slow down processing. If the payment comes from a card that is not yours, discuss it with support in advance.

What to Do If Buying Bitcoin Goes Wrong

The bank declined the payment

The reason usually lies with the bank: a card limit, a ban on online payments or internet purchases abroad. Contact your bank, and if the order is already created, tell support your order number.

The money was debited but the order has not changed

Save the transaction confirmation and check the order status. If the status has not updated and the payout period has passed, write to support and attach the payment confirmation. You can also use the option «Payment screenshot required» if needed.

There is an error in the wallet address

If you have not paid yet, create a new order with the correct address. If the payment has already gone through, write to support immediately: once BTC is sent to the network, it cannot be returned.

BTC was sent but is not visible in the wallet

Find your address in a block explorer. If the transaction exists and is waiting for confirmations, you need to wait; if it does not exist, contact support.

You received fewer BTC than expected

The rate is floating, and it could have shifted between the calculation and the processing of your order. To know the result in advance next time, enable the «Fixed rate» option.

Frequently Asked Questions About Buying Bitcoin with Euros

Summary: Buying Bitcoin with Euros at BTCChange24

Before paying, check the amount in euros, the BTC calculation, your card details and your wallet address. Keep the payment confirmation until Bitcoin appears at your address.