This operation is performed manually.
Applications are processed during service business hours. Applications received outside of business hours are processed in the morning.
Deposit time: Typically, 97% of withdrawal payments are processed within 10 minutes, but sometimes requests may take up to 30-60 minutes. In rare cases, the transfer may take longer due to unforeseen circumstances.
Promsvyaz RUB
Min: 10000.00
-
Max: 200000.00
Bitcoin BTC
Rate: 11352408.57214908: 1
Reserve: 11.095695
If you’re a PSB client stepping into crypto for the first time, the most common request is to buy bitcoins “without pain”: fast, with transparent fees and clear payment confirmation. Newcomers usually have a few questions right away: where to actually buy bitcoin in Russia, which service to choose, what to do if the bank asks for a payment purpose confirmation, and how to avoid inflated rates. That’s normal: the “Promsvyazbank — Bitcoin” route includes not only sending money, but also choosing a platform, vetting counterparties, and handling receipts and screenshots properly.
There are several options, each with its own balance of risk and convenience:
Fast online partner platforms (exchanges and P2P marketplaces).
The classic “bitcoin exchange service online,” where an operator helps you walk through the “card → crypto” flow manually and tells you which fields to fill in.
Local escrow deals — a choice for experienced users.
Below are step-by-step instructions and nuances.
1. Buy bitcoin via P2P: fast, but you must know how to filter sellers
When you want a truly “live” market price and minimal costs, P2P is the way to go. You choose a seller willing to sell you bitcoins for your amount, send money from your PSB card, and receive BTC to your wallet. To buy bitcoin online safely, pay attention to:
the seller’s number of completed trades and rating;
clear payment purpose requirements (preferably “private transfer,” without words about crypto);
clear time limits for the deal (a timer).
The process is simple: create a trade for the needed amount, lock in the rate, transfer rubles from your Promsvyazbank card within the timer, attach the receipt — and wait for coins to be released. This is when “how to buy bitcoins” turns into 10–15 minutes of practice. If it’s your first P2P experience, start with a small amount — it’s easier to see how your bank processes such transfers.
Not everyone is comfortable dealing with a classifieds-style marketplace — sometimes you want real support and clear instructions. In that case, choose a reputable “bitcoin exchange service” with a transparent rates page, a service agreement, and live chat support. In a quality service, the manager will tell you in advance how to correctly format a payment from a PSB card so it goes through without delays and which details to provide for BTC crediting.
The advantage of a user-friendly service is that you can literally see the “rubles → crypto wallet” route step by step, and in tricky cases get help in chat. If you’re wondering where you can buy bitcoin with minimal extra actions, this format is often the most convenient. Especially when you decide to “buy BTC for rubles” under a specific deadline — for example, to quickly fund an exchange deposit or pay for a service with cryptocurrency.
Important: in conversations with any service, avoid putting “for cryptocurrency” in the payment purpose. Use neutral wording (“private transfer”). If the operator asks you to include a specific phrase — clarify whether it is truly necessary and whether it conflicts with your bank’s rules.
3. Exchange: convenient for those planning frequent operations and storage
If you plan regular trades, investing, or staking, it makes sense to consider a centralized exchange. You’ll have a trading terminal, transaction history, and built-in P2P. This route requires basic verification and a bit of familiarity with the interface. But later, “BTC exchange” or “bitcoin exchange” becomes a two-click task — especially if you’ve set up a fiat on-ramp and saved payment templates.
PSB reliably handles domestic transfers, with convenient mobile apps and fast push notifications. For the “rubles → BTC” scenario, this means you quickly see transaction statuses and can promptly confirm a payment if a counterparty requests it.
A few practical examples:
You see a favorable price range and decide to buy bitcoin for rubles — you pay from your PSB card, send the receipt to the exchange service chat, receive confirmation, and within the stated timeframe the coins are sent to your address.
You’re in a hurry and choose a ready-made “bitcoin exchange service online” route: fill out the form, enter your wallet address, send the transfer, and wait for blockchain confirmations.
You’re just exploring the market and want to buy bitcoin in Russia “as a test”: take a minimum amount, make the trade, and check how quickly everything goes through.
Newbie essentials: fees, speed, rate
Fees. Every platform earns on spread and/or fees. An honest service won’t hide costs behind “zero commission” — it will show the final rate. Your job is to compare a few options and pick the best one.
Speed. “Buying bitcoins” is faster than it seems: a P2P deal often completes in 10–20 minutes; an exchange service typically credits within 10–30 minutes after receiving payment. Add 1–2 network confirmations for funds to hit your wallet (usually a few minutes).
Rate. If you want to “buy bitcoin online” at a specific price, choose services that allow you to lock the rate for the duration of the deal. This helps avoid slippage during volatility.
Always verify recipient details. Transfer only to the exact details provided in your deal instructions.
Keep receipts and screenshots. They help if you need a case review.
Verify the wallet address. For a large amount, send a small test transaction first.
Two-factor authentication. Enable 2FA for your email and your exchange/exchange-service account.
Don’t overshare personal data. A service doesn’t need access to your online banking to credit crypto.
Choose your format. Do you want a “bitcoin exchange service” with live assistance, or are you comfortable using P2P?
Create a request. Enter the amount, your wallet address, and payment method “PSB card.”
Check the rate. If a specific price matters, make sure it’s locked for the deal time.
Make the payment. Use the PSB app; keep the payment purpose neutral.
Upload the receipt. Attach a screenshot or PDF to speed up verification.
Wait for crediting. After coins are released, watch for on-chain confirmations.
Save the deal record. Chat/request log + transaction hash — useful for your own bookkeeping.
That’s how “how to buy bitcoins” becomes a simple mechanical procedure you can repeat whenever needed.
FAQ
Where can I buy bitcoin if I only have a PSB card?Practically anywhere reputable that supports transfers to Russian bank cards. Compare 2–3 platforms by rate and processing time, pick the one you’re most comfortable with.
I want to buy BTC for rubles, but I’m afraid the transfer will be frozen.Make your first payment small, follow the service’s instructions closely, and send exactly the amount specified in the request. Some platforms reject payments if the amount is off by even a few kopeks.
Can I use different wallets?Yes. Hardware wallets are the safest for long-term storage. For active purchases, an exchange wallet is fine, but long-term funds are best kept separately.
Service chosen and verified (reviews, rating, service rules).
Amount and rate are clear; the final total is locked.
Wallet address verified (ideally with a small test transaction).
Payment purpose neutral, with no mention of crypto.
Receipt and screenshots saved.
2FA enabled.
Storage plan and recovery phrase written down offline.
When a classic exchange service is the better choice
Pick an exchange service if you want:
someone in chat to walk you through every detail (where to click, what payment comment to leave);
PSB card transfers handled via a tried-and-true instruction set;
both buying BTC and the reverse “crypto → rubles” exchange in one place.
In such scenarios, you don’t need to keep an exchange terminal open or understand order books and limit orders. You simply “buy the outcome” — a clear result in a clear timeframe.
Taxes and record-keeping: a friendly reminder
If you plan to buy and sell crypto regularly, think about bookkeeping in advance — record rates and amounts, save transaction hashes. It saves nerves if you need to show the source of funds or your transaction history. In any case, good records are your personal “peace-of-mind journal.”
Takeaways
The “Promsvyazbank — Bitcoin” route today isn’t a “secret trail,” but a normal practical operation: pick a service, confirm the rate, pay carefully, receive coins. After that, store them in a convenient wallet, remembering about backups and two-factor protection.
Other Btcchange24 routes
If you need not only buying but also ruble withdrawals/transfers to other banks, Btcchange24 often supports other paths as well, for example:
SBP (Faster Payments System) — Bitcoin
Tinkoff — Bitcoin
Sberbank — Bitcoin
Raiffeisen — Bitcoin
Ozon Bank — USDT
MIR — Bitcoin
Always compare the specific rate and processing time for each route at the moment of the deal — that’s how you understand the real total cost.
