This operation is performed manually.
The rate will be finalized after we receive 2 confirmations of the transaction by the Bitcoin network. The fixation is based on the deviation of the rate in the request compared to the Exchange in percentage terms. Deviations from the Exchange rate are possible within the operation of the rate parser within 1-2 minutes.
Processing time: 97% of withdrawal payments are processed within 30 minutes, but sometimes requests may take up to 120 minutes. In rare cases, the transfer may take longer due to issues on the part of the banks.
Bitcoin BTC
Min: 0.0005
-
Max: 0.13
Home Credit RUB
Rate: 1: 9217716.75
Reserve: 17094936.82
Not long ago, Bitcoin seemed like something only techies and insiders used. But times have changed. Today, it’s a real financial tool — not just for investing, but also for withdrawing funds in rubles. More and more people are asking: how do you sell BTC and get the money on your card? One of the most common search queries is "Bitcoin — Home Credit Bank." And it makes sense: this bank has a user-friendly app, quick transfers, and a reasonable approach to payments from individuals.
Let’s break down how a Bitcoin-to-rubles exchange works with Home Credit, where to find reliable bitcoin exchange platforms, and how to safely withdraw Bitcoin from a Telegram wallet to your card.
To start with, Home Credit Bank is relatively crypto-friendly when it comes to incoming transfers from individuals. This makes it a great choice when converting crypto into rubles via the SBP (System of Fast Payments).
Here’s what people like:
Transfers land quickly — sometimes within a minute.
The bank supports Russia’s SBP, which is crucial when exchanging Bitcoin.
The mobile app is clean and convenient — no confusing menus or long waits.
It’s actually pretty straightforward. Here’s a step-by-step process:
Choose an exchange platform. Go with one that’s reputable and supports SBP transfers to Home Credit.
Enter your payment details — usually your phone number linked to the card or the card itself.
Get the BTC wallet address from the platform.
Send your Bitcoin and wait for confirmation.
Once the transaction is verified, you’ll receive rubles via SBP.
The whole process takes about 5–30 minutes. Many say this is one of the fastest and simplest ways to sell bitcoin for rubles — no middlemen, no delays.
There are tons of services out there — some well-known, others brand-new. Here’s how to avoid trouble:
Read real user reviews — check crypto forums and Telegram channels.
Make sure the exchange supports SBP and works with Home Credit cards.
Check if you can lock in the exchange rate, especially for large transactions.
Look at how fast they process orders.
The best Bitcoin-to-rubles exchanges let you fix the rate and confirm transactions via email or Telegram — giving you peace of mind.
Sometimes you’re not selling — you’re buying. Maybe you want to invest part of your paycheck or test the waters. This is where the rubles-to-bitcoin exchange comes in.
Here’s what to do:
Visit a reliable exchange.
Enter the amount of rubles you want to spend.
Provide your BTC wallet address (Telegram Wallet, Trust Wallet, etc.).
Pay using your Home Credit card.
Receive your BTC in 10–20 minutes.
Most platforms don’t require verification, and Home Credit usually doesn't flag such payments. You just bought crypto — nothing more.
If you’re looking to exchange Bitcoin for rubles and want the money specifically on a Home Credit card, follow these steps:
Visit a Bitcoin-to-rubles exchange that works online.
Enter the amount of BTC you want to sell.
Get a ruble estimate.
Provide your Home Credit card number.
Send your BTC to the address given.
Wait for the SBP transfer to hit your account.
If you’re using a Telegram wallet, just send your BTC to the exchange’s wallet — that’s it. Most platforms accept transfers from any source, including Telegram, Trust Wallet, and Exodus.
Pretty simple: don’t rush and don’t trust random messages or sketchy platforms.
Here’s what to look out for:
Pick services with solid, verified reviews.
Never send BTC without creating a proper order first.
Stick with exchanges that support SBP.
Compare rates, but don’t chase the lowest one — too good to be true often is.
Save screenshots and chat history — it can help if something goes wrong.
Many ask: how to send money from Bitcoin to a card safely? The answer is using a reputable, transparent service.
If you’re not trading huge amounts regularly, you're unlikely to have issues in 2025. But technically, crypto-to-fiat income should be declared. Just keep in mind that this area still lives in a legal gray zone — not invisible, but not tightly controlled either.
Instant SBP transfers.
The bank doesn’t block incoming crypto-related payments.
Simple mobile banking experience.
Most trusted exchange platforms support Home Credit cards.
Very low fees — sometimes none at all.
That makes Home Credit a great pick for both crypto beginners and seasoned hodlers.
A common myth is that you need to upload your passport to sell BTC. Not true. You can sell crypto through a bitcoin-to-rubles exchange by just entering your card number or phone. Most platforms don’t ask for ID, especially for reasonable amounts (up to ₽300,000–₽500,000). It’s fast, secure, and keeps your personal info safe.
It’s not just the network fee — some services or banks take a cut too. So when doing a bitcoin exchange, don’t just look at the rate — calculate how much actually lands on your card. A slightly lower rate but with zero hidden fees can often be more profitable. Compare two or three options before confirming — it pays off.
Absolutely. You don’t need to buy a whole coin. You can invest as little as ₽5,000 and get a piece of BTC. Just enter your budget on an exchange and receive the amount in satoshis (BTC fractions).
With a card-to-bitcoin exchange, the process is quick and fuss-free. Just make sure the platform you use is reliable.
Never send BTC without placing a proper order first.
Always lock in your exchange rate — especially for large amounts.
Use wallets with low network fees (Telegram Wallet is great for that).
Save your receipts and confirmation emails.
Compare different exchange platforms — sometimes a slightly lower rate with zero fees is the better deal.
If you're looking for a trusted platform, check out Btcchange24. They support various directions, such as:
Payeer → Bitcoin
Bitcoin → Alfa Bank
USDT → Tinkoff
TON → Rubles
Monero → MIR
Every exchange comes with a fixed rate, fast processing, and active support. You can also subscribe to their Telegram bot — perfect for those who often trade or check bitcoin-to-ruble exchange rates on the go.
