This operation is performed manually.
The rate will be finalized after we receive 2 confirmations of the transaction by the Bitcoin network. The fixation is based on the deviation of the rate in the request compared to the Exchange in percentage terms. Deviations from the Exchange rate are possible within the operation of the rate parser within 1-2 minutes.
Processing time: 97% of withdrawal payments are processed within 30 minutes, but sometimes requests may take up to 120 minutes. In rare cases, the transfer may take longer due to issues on the part of the banks.
Bitcoin BTC
Min: 0.0005
-
Max: 0.13
Home Credit RUB
Rate: 1: 8742804.74
Reserve: 17094936.82
Bitcoin has long ceased to be just a digital asset for traders. Today, it is a full-fledged tool for payments, investments, and most importantly — for withdrawing funds into the real world. More and more Russians are asking: how to convert BTC to rubles on a bank card? One of the most frequently mentioned combinations is Bitcoin — Home Credit Bank. And for good reason: this bank is one of the most popular among cryptocurrency holders. In this article, we’ll break down how a bank Bitcoin exchange works, which bitcoin exchangers to use, and how to withdraw bitcoin from a Telegram wallet to your card without unnecessary risks.
Home Credit is a bank with a large branch network and a loyal policy toward incoming transfers from individuals. This makes it a convenient endpoint for transferring funds when exchanging bitcoin for rubles through third-party low-fee bitcoin exchangers.
Advantages of Home Credit Bank:
Fast crediting of incoming transfers.
Support for Fast Payment System (FPS), which is especially useful for bitcoin exchange operations.
A user-friendly app for tracking ruble deposits after completing a transaction through a bitcoin-to-rubles online exchange.
To exchange bitcoins and receive funds on your Home Credit Bank card, follow this simple process:
Choose an exchanger — give preference to trusted platforms. Some users recommend a bitcoin-to-rubles exchanger that supports transfers to Home Credit via FPS.
Enter your bank details — either your card number or a phone number linked to your Home Credit account.
Send BTC to the given wallet address — then wait for confirmation. Transfers usually take 5–30 minutes.
Receive rubles — after blockchain confirmations, the exchanger sends you rubles directly.
Many consider this method one of the fastest and most convenient for those who want to sell bitcoins for rubles without intermediaries or delays.
Today’s market is flooded with options — from obscure platforms to major bitcoin exchangers with a long track record. It's important to understand: the lower the fee, the higher the potential risk. When choosing a platform, consider:
Reputation (reviews, age of the project).
Support for FPS and Home Credit Bank.
Speed of transactions.
Fixed exchange rate at the time of order (this is key if you want to sell bitcoins at a specific rate).
An ideal option is a bitcoin-to-rubles exchange that offers rate locking and confirmation via email or Telegram.
Sometimes the situation is reversed. Suppose you want to invest and are looking for where to buy bitcoins in Russia. Again, you’ll need low-fee bitcoin exchangers, but in the opposite direction — rubles-to-bitcoin exchange.
Through these platforms, you can:
Buy BTC for rubles from your Home Credit card.
Specify your wallet (including Telegram or mobile wallets).
Receive bitcoins within 10–20 minutes.
The process is simple, usually requires no verification, and leaves no trace in your banking history — since you're receiving bitcoin, not sending fiat.
If your goal is a bitcoin-to-rubles exchange, and you need the money specifically on a Home Credit card, follow these steps:
Visit a bitcoin-to-rubles online exchanger.
Enter the amount of BTC and see the ruble equivalent.
Provide your Home Credit card details.
Transfer your bitcoins.
Receive the payment via FPS or bank transfer.
If your bitcoin is stored in a Telegram wallet, send the BTC to the exchanger’s address first. Most exchangers accept transfers from any wallet, including Telegram, Trust Wallet, Exodus, etc. So the question of how to withdraw bitcoin from a Telegram wallet is easily solved — just choose a compatible exchanger.
Among the top queries are “how to transfer money from bitcoin to a card” and “where to safely sell bitcoins for rubles.” The answer is simple: only use BTC-to-rubles exchangers that:
Have positive reviews on forums and monitoring platforms.
Do not require unnecessary KYC.
Support fast bitcoin exchange through FPS.
Don’t impose unwanted subscriptions or third-party services.
By law, converting bitcoin to rubles is a taxable event. However, if the amount is small and you don’t do this regularly — the risk of scrutiny in 2025 is minimal. Still, it's worth knowing that operations via rubles-to-bitcoin exchangers or vice versa remain in a legal gray area.
Fast transfers.
Instant FPS crediting.
Safe method to cash out funds.
Telegram and live chat support from most exchangers.
Low commissions.
All of this makes bitcoin-to-ruble exchanges via Home Credit a top choice for both crypto newbies and experienced HODLers.
You don’t need to buy a whole bitcoin. You can buy a fraction of bitcoin for rubles using the same bitcoin exchangers, entering any amount you like (e.g., 5000 or 10,000 rubles). This is perfect for those testing the market or starting with small investments.
On popular platforms, including card-to-bitcoin exchangers, purchases from 0.001 BTC are available. It's completely legal and safe. Moreover, buying bitcoin online via your Home Credit card is fast and confidential if you stick to verified services.
To safely and profitably convert BTC to rubles, follow these tips:
Never send BTC without first placing an order — even if you've used the exchanger before.
Lock in the exchange rate, especially for large amounts. Floating rates often work out worse.
Use wallets with low fees. Telegram wallet, for example, lets you withdraw bitcoin with minimal network fees — ideal if you're unsure how to withdraw bitcoin from Telegram.
Save your transaction history. Crypto may be anonymous, but having screenshots or emails helps if issues arise.
Compare offers. If one BTC-to-rubles exchanger offers 1 BTC = 7.4M RUB, and another gives 7.3M RUB with lower fees — the second might still be more profitable.
The Btcchange24 platform has built a strong reputation as a reliable cryptocurrency exchanger. In addition to the Bitcoin → Home Credit Bank pairing, the following directions are also widely used:
Payeer → Bitcoin
Bitcoin → Alfa Bank
USDT → Tinkoff
TON → rubles
Monero → MIR
Each direction comes with fast support, fixed exchange rates, and an intuitive interface. If you don’t know how to quickly exchange rubles for bitcoin, just visit btcchange24.com and select your desired path.
You can also subscribe to the exchanger’s Telegram bot — it’s a convenient and secure option, especially if you’re frequently searching for bitcoin-to-ruble exchange, sell bitcoins for rubles, or tracking low-fee bitcoin exchangers in real time.
