Exchange Bitcoin to WISE (EUR)

This operation is performed manually.

Applications are processed during service business hours. Applications received outside of business hours are processed in the morning

The rate will be finally fixed after we receive 2 confirmations of the transaction by the Bitcoin network. Fixation is made depending on the deviation of the exchange rate in the application to the Exchange as a percentage. Deviations from the Exchange rate within the course of the course parser are possible within 1-2 minutes.

Deposit time: Usually, 97% of withdrawal payments are processed within 10 minutes, but sometimes applications can take up to 30-60 minutes to process. In rare cases, the transfer may take 72 hours due to the speed at which the recipient bank processes the payment. Sometimes a withdrawal for one application occurs in several transactions.

Give

Bitcoin BTC

Amount *

Min: 0.006548

Max: 0.10913

Take

WISE EUR

Rate: 1: 91633.75236162

Amount *

Reserve: 723780.22

Receiver Name *

IBAN * *

Card Number

E-mail * *

I agree with

rules .

I agree with the

KYC/AML policy .

Bitcoin — WISE (EUR): How to Safely and Profitably Withdraw BTC to a European IBAN

If you need to quickly and without extra bureaucracy receive euros to your WISE (EUR) account (formerly TransferWise) in exchange for bitcoin, the most convenient path is simple: a reliable bitcoin exchanger → sending BTC → EUR credited to your personal IBAN in Wise. Below is a human-friendly guide: what to prepare in advance, how to choose a service, what fees and checks to expect, what compliance teams pay attention to, and how not to lose money on small things.

What the “Bitcoin → WISE (EUR)” Route Is and Why It’s Convenient

WISE (EUR) is your European IBAN in the Wise app that can receive SEPA transfers in euros. The “Bitcoin → WISE (EUR)” route means you exchange bitcoin for euros: you sell BTC with a trusted provider and receive fiat directly to your IBAN. Essentially, it’s an exchange of bitcoin for a bank transfer in the EU zone with minimal crediting times (usually within a banking day, and often faster).

Benefits of this approach:

Transparent logistics (the recipient is you, the account is yours, the payment reference is correct);
Predictable fees (spread + BTC network);
Fast support with good providers;
Works with personal/business Wise accounts (provided you follow the service rules).

Preparation: What to Check in Advance

Wise account. Make sure your profile is verified, the EUR currency is activated, the IBAN is visible in the app, and the recipient name matches your ID.
Limits. Wise and the exchange platform may ask for proof of source of funds on larger amounts. Prepare wallet screenshots, BTC purchase history, invoices—this is normal practice.
BTC wallet. Check which network you’ll be sending from: classic on-chain BTC (SegWit/bech32) is the most common option.
Timing. If the network is congested, confirmations will take longer. Don’t plan the deal “at the last minute,” especially if you have a strict deadline.

How to Choose a Platform: “bitcoin exchanger”, “bitcoin exchangers”, “exchanger btc”

There are many options on the market. Your goal is to pick a bitcoin exchanger with adequate liquidity and clear support. Pay attention to:

Reputation. Read reviews and rankings, compare bitcoin exchangers: you want services with a stable track record and clear rules for deposits/payouts.
Transparent rates. A reliable bitcoin exchanger shows the final amount in EUR including fees and locks the rate for the payment window.
Support. Ideally, chat support replies quickly and to the point, especially if this is your first exchange of bitcoins to an IBAN.
Compliance. It’s normal if you’re asked for a selfie with ID or proof of source of funds—this protects all parties.

And don’t be confused by wording: some services call themselves exchanger of bitcoins, others exchanger btc. The essence is the same: the platform enables an exchange of btc into a EUR bank transfer.

Step-by-Step Process

Create an order. Choose “BTC → WISE (EUR),” set the amount in BTC or EUR, and enter your recipient details (name, IBAN, BIC if required).
Lock the rate. Reputable bitcoin exchangers provide a window (e.g., 15–30 minutes) during which you send BTC to the specified address.
Send BTC. Double-check the address: bech32 (bc1…) or another format provided by the service. Don’t set the network fee to the absolute minimum—you care about confirmation speed.
Provide the hash. After sending, share the transaction ID (txid). This lets the operator see the incoming funds even before the first confirmation.
Wait for confirmations. Usually 1–2 network confirmations are enough. Once received, the provider initiates a SEPA transfer to your Wise.
Receive EUR. The EUR transfer lands in your Wise IBAN. Check the payment reference and the amount.

Note: if Wise or the provider sees mismatches in your details (for example, a missing middle name where it’s required), the payment may be returned. Make sure your full name matches exactly what’s in Wise.

Fees and the Deal Economics

The final result is always:
EUR received = BTC amount × sell rate – spread – BTC network fee – provider fee (if any).

Spread. The difference between a “mid-market” rate and the actual exchange rate on a given platform.
Network fee. Paid from your BTC wallet to miners. During peak hours, set it a bit higher—you’ll save time.
Banking costs. SEPA is typically free for the recipient, but Wise/your plan terms matter. Check in advance.

Compliance and Safety: How to Get Through Quickly

Source of funds transparency. Don’t be evasive when asked “where did the BTC come from?”. Prepare purchase screenshots, deposit addresses, trade history. This is a standard part of “how to sell bitcoin” properly.
Name matching. Name in Wise = name on your ID = name on the payment.
Amounts and splitting. For larger sums it can make sense to split into several tranches. This reduces the risk of delays and simplifies checks.
Payment reference. Fill it out correctly and avoid crypto slang. If the service provides a template—use it.

Common Mistakes and How to Avoid Them

Wrong IBAN. Copy from the app and check the checksum.
Overly low BTC fee. Saving a few euros can cost you hours of waiting.
Paying “from a third party.” Transfers to Wise should go to your personal account. A third-party payment without explanation is a red flag for checks.
Skipping the rules. Asked for a selfie? Send it. Need documents? Provide them. This speeds up the exchange of bitcoin and reduces stress.

Scenarios: Small and Large Amounts

500–1,500 EUR. Generally “easy.” Submit the request, send BTC, wait for 1–2 confirmations—funds arrive to Wise.
10,000–30,000 EUR. Prepare your “evidence folder”: source of BTC, why now, intended use. Sometimes it helps to talk to support upfront: state the volume and tranche schedule.

Mini-Guide: “How to Sell Bitcoin” to WISE (EUR)

Pick a trusted bitcoin exchanger.
Create an order “BTC → WISE (EUR)” and enter your IBAN.
Send BTC with a reasonable network fee.
Share the txid and wait for confirmations.
Receive EUR in Wise and verify the credit.

Or the Other Way Around: “How to Buy Bitcoin” with EUR from Wise?

Sometimes you need the reverse route. If the service supports purchases, you transfer EUR from your Wise and buy BTC to your wallet. A quick note on how to buy bitcoin:

Check that the platform accepts SEPA from Wise and on what terms.
Create an order “EUR (WISE) → BTC.”
Send EUR and receive BTC to your wallet.

This is often marketed as “how to buy bitcoin fast and with minimal verification,” but remember: serious volumes require standard checks. If you see a service promising “how to buy bitcoin with no documents for any amount,” be cautious.

Pre-Deal Checklist

Wise verified, IBAN available.
Recipient data matches your ID.
You’ve chosen a proven exchanger of bitcoins (or bitcoin exchanger / exchanger btc).
Rate locked, timelines clear.
Network fee set high enough to avoid getting stuck in the mempool.
Source-of-funds docs at hand (in case requested).

Quick FAQ

Which network should I use? Classic on-chain BTC is the most predictable option for an exchange of btc → EUR.
How many confirmations are required? Usually 1–2, sometimes 3—it depends on the platform’s policy.
Can I exchange at night/weekends? Yes, but bank crediting may be processed in business hours.
What do I put in the payment reference? Follow the service’s instructions. Improvisation is an unnecessary risk.

Other Directions at Btcchange24 (for easy comparison)

The availability of routes depends on current service status and regulation. Check availability and terms before proceeding.

Useful Links

Wise (official): https://wise.com
Bitcoin basics (RU): https://bitcoin.org/ru/
BTC transaction status: https://mempool.space
Exchange rate monitoring: https://www.bestchange.ru
BTC price and market: https://coinmarketcap.com/ru/

Quick Summary

To convert bitcoin → WISE (EUR), choose a trusted bitcoin exchanger, prepare proof of source of funds in advance, fill in recipient details carefully, and don’t skimp on the network fee—this will save you hours and nerves. If you need the reverse route—“how to buy bitcoin with EUR from Wise”—the principle is the same: verification, transparent terms, and careful handling of payment details. Safe and successful deals!